Genesis Commercial Capital Adds Structure Component to New Leases

Genesis is customizing and designing lease structures for companies on a one off basis to accommodate every customer’s needs.  Gone are the days where a flat payment might work for all business and industries.  Instead, Genesis is promoting a variety of specialized structures to help each and every customer

Step Down Leases, can be designed to match the lease-payout curve (what the less or needs to pay the lease at any given time) with the equipment value curve (what the equipment is expected to bring in a sale).  This allows the lessee to effectively "walk away" from the equipment at almost any time (with the sale proceeds of the equipment covering the lease payout).  Featuring payments that decrease each year, this structure offers accelerated tax write-offs and greater upgrade flexibility.  It also allows the customer to match cash flow when the equipment is newer and more effective. 

Step Up Leases allow companies starting a new project or division, or with short term budget constraints, to start with little or no payments during the early part of the lease term and increase payment levels as cash flow increases. This can allow a customer to become involved in a new lease that they traditionally could not afford and have the payment term match cash flow increases generated by the new equipment

Seasonally Adjusted Leases accommodate companies in cyclical industries, structuring payments to match cash flow and allowing smaller or token payments during the "off" months.  The equipment rental industry, farming, retail, etc. are all industries that are exposed to down months throughout the year.  This program can help customers forecast cash flow more accurately and match it up to the payments on their lease.

Credit Enhancement Structures are employed to allow companies that might not otherwise qualify for leasing because of credit or equity level deficiencies.  Enhancements such as security deposits, the holdings of real estate, equipment or financial instruments as additional collateral, shortened or step-down lease terms, corporate or personal guarantors and co- lessees are some of the alternatives considered to overcome challenging situations.

GENESIS COMMERCIAL CAPITAL LEASING ADVANTAGES

It is vital for you to work with a leasing company that has the flexibility to offer you the service that you need and deserve. At Genesis it is our primary goal and responsibility to offer you the most attractive leasing programs available in the industry. In our competitive marketplace, here are some reasons why you should chose Genesis as your financial partner.

Low Lease Rates

We recognize that your primary concern is to secure the best possible and most cost efficient lease for your company. With that in mind, we at Genesis strive to secure the most competitive lease rates and equipment approvals in the industry. After all, if your equipment purchase is to make sense, it must be affordable.

Fast and Simple Approval Process

Dealing with lenders does not have to be a headache!  Genesis provides lease approvals up to $150,000 with a simple 1-page credit application. We typically obtain final credit approval within 48 hours of receiving a completed application. For transactions under $50,000, we can typically obtain approval within 24 hours.

Flexible Programs

Ever try to put a square peg in a round hole?  At Genesis, we do that every day. The following are just a few of the finance structures and lease advantages available through Genesis Capital:

                        *We bundle Software, Installation, and Training with Hardware
                        *90-day deferrals, Step-Up, Step-Down, and Seasonal Payments

                        *Off Balance Sheet Financing

                        *No Down Payments, Significant Tax Benefits

                        *100% Financing

Friendly, Dedicated Staff

We recognize that our client relationships are the key to our past and future success. At Genesis, you can count on dealing with people with your best interest in mind. If you’re willing to place your confidence in us for your equipment needs, you can be sure we will strive every day to show that once again, you made the wise choice for your business. We need and appreciate your business, and we will earn it.

If these are things you look for in a business relationship, call us today!

We are ready to help, we will make it easy.

EASING ADVANTAGES WITH GENESIS COMMERCIAL CAPITAL

In today’s market leasing has become the financing alternative of choice for most businesses. It has rapidly become a more cost and time efficient method of acquiring the equipment that your business requires to grow. With ease of upgrades, customized terms, and low fixed rates more companies than ever are now using leasing to maintain steady growth and balance. In response to helping our clients obtain a better understanding of the benefits of leasing we have listed the various advantages of leasing below:

TAX ADVANTAGES

Qualifying lease payments are written off as made via “Off Balance Sheet Financing.” Lease payments do not have to be depreciated and instead are written off 100% on a monthly basis as an operating expense.

OBSOLESCENCE PROTECTION

Equipment life cycles are getting shorter and obsolete more quickly.  Leasing provides upgrade capabilities that standard financing does not allow. This enables clients to stay current with the technology they need and prevents them from being stuck with “out of date” equipment.

BUNDLING SOFT COSTS

Leasing allows customers to bundle soft costs with hard equipment purchases. This includes actual software, installation, service contracts, delivery, shipping, and soft collateral. Genesis even has a “Software Only” leasing plan for the companies who need to stay on the cutting edge.

100% FINANCING

Leasing does not require large down payments or capital reductions in order to secure the use of new equipment. Typically a “First and Last” monthly payment is the only financial commitment needed to begin a lease.

VARIABLE PAYMENT STRUCTURES

Leasing with Genesis allows you to match lease payments to projected revenues or to seasonal cash flow variations with a variety of structured leases: 90 day deferrals, step-down leases, seasonal payments, quarterly payments, step-up leases, and upgrade leases.

DIVERSIFIED CREDIT SOURCES

Leasing allows companies to keep their conventional bank lines freed up for use with traditional working capital lines and receivables lending. Leasing typically has lower credit guidelines than banks and allows customers to obtain up to $150,000.00 with a simple one-page credit application. Bank lending agreements many times include restrictive covenants, compensating balance requirements, additional collateral stipulations, and the ability to lien equipment and their clients assets. Leasing avoids these traditional requirements.

LEASE LINES OF CREDIT

Genesis offers lease lines of credit to customers who want to have the flexibility of drawing down on funds, as they need them throughout their fiscal year. This allows companies to budget and plan for future equipment needs.

CONTACT GENESIS AT             949-428-5529       TODAY FOR A QUOTE!

Genesis Commits Additional Funding to Automotive Services Industry

Genesis recently commits new funding to a platform designed to assist the small to medium size business obtain funding in the automotive service arena.  This area has long been a portfolio performer for Genesis and the launch will further help these types of business and suppliers of equipment grow.  Even during the current recession Genesis has continuously raised volume in all segments of the industry including:

-Engine Analyzers,

-Towing Lifts,

-Wheel Alignment Equipment

               -Compressors

               -Frame Straightening Equipment

               -Paint Booths

               -Grinders

               -Hoists

               -Car Wash/Conveyor Equipment

               -Brake Lathes

               -Pressure/Steam Washers

               -Shotblasting Equipment

               -Measurement Systems

               -Radiator Boil Out Equipment

               -Automotive Prep Stations

New advances in the technology over the past several years and in particular the new state requirements regarding emissions have dictated the need for alternative sources of financing for the industry.  Banks simply do not know this industry and how to handle the customer profile contained within.  This lends to over scrutiny and less financial funding available to the companies that are trying to expand in this area.  Our current clients include an expanding group of auto body shops, car /truck dealerships, gasoline/smog stations, general repair shops, etc.  Our primary focus on vendor/supplier and manufacturer representation has contributed to the extreme growth of our Automotive Division.  Improvements in technology have required companies to constantly upgrade outdated equipment and have also spurred increased business for our Automotive Division.  We also take pride in our specialty focus by being able to offer leasing to enable companies to acquire used equipment at more affordable prices.  Some small to mid-size companies find that the latest and greatest technology may be more than they can afford and we can assist in lining up funds for equipment that is used but may still be an upgrade for them.

Across the country, companies in the Automotive industry and especially automotive equipment re-sellers are finding that a strong financial partnership is the key to survival in these economic times.  Genesis can help them compete in the marketplace by upgrading and updating their facilities through equipment lease arrangements and working capital loans. 

Genesis Commercial Capital Develops “GREEN TEAM” to Introduction Unique Fresh Projects

Situated in Orange County, CA, Genesis Commercial Capital has introduced a fresh project to expend finances to the rapidly expanding Clean-Tech industry. This niche area is actually delivering a regular flow of income and job growth country wide in a time when job losses and company downsizing have been the main topic of media reporting. Clean Technology is the overall use of services and equipment that produce better use of our environment and have the power to develop renewable, cleaner and even more efficient uses of energy throughout the world. This includes more high efficiency lighting, electric vehicles, wind, and solar uses. Genesis got its start in Clean-Tech by partnering with a variety of companies to assist them to sell and put in place high efficiency lighting in the Southern California region. With incentives available from SCE and other organizations Genesis Commercial Capital is in a position to finance energy savings equipment and lighting to customers who want to take a step into this arena at the same time being economical and strengthening the environment.

Orange County, CA, was an innovator in the country in the growth and development of this sector and it is currently growing over 8 times faster than the remaining portion of the economy. In OC alone nearly 25,000 men and women are employed in the industry and it is growing nationwide at a breakneck pace. Traditionally fueled by the environmentally modern private equity firms and venture capitalists, the clean-tech industry is now on its way to becoming a more mainstream and self-functional industry. There is now an emphasis on academics to get backgrounds in engineering, chemistry, biology, marketing, and business finance specific to this area. Genesis Commercial Capital has acknowledged over a long period of investing in the industry that it is a sound portfolio performer and that as of this moment it's still somewhat on the ground floor. There are a many new prospects for businesses trying to expand and venture into natural gas, LED Lighting, and wind/solar and the current administration is promoting industry growth as well. The solar industry alone is anticipated to achieve heights of over $110 billion by the year 2020. In the year 2000 solar accounted globally for an estimated $2.5 billion. Simply put the market is getting considerable traction and Genesis desires to be a position player within this niche as it begins to explode in the next several years.

Genesis Commercial Capital’s new Green Team will center extra attempts and funding towards renewable power and efficient lighting and will expand into various other areas to broaden growth. Genesis Commercial Capital will look to partner with vendors and sellers of equipment used in this industry to present competitive programs to end-users which have not been able to get any traditional funding for this space. By broadening into this industry with a more and more focused effort Genesis Commercial Capital plans to become a leader in the development and growth of the companies at the forefront of new developments and advancements. Just as the dot.com boom took place in the 90’s Genesis Commercial Capital believes that Clean-Tech may possibly be the next up and coming industry with a high growth trajectory.

Genesis Commercial Capital Launches New Funding Program To Help The Growing Health care Industry

Genesis Commercial Capital has unveiled a brand new financing course designed to assist new and existing healthcare experts acquire the capital equipment they need for their practice. Genesis has spent the past decade becoming an expert on the industry and the risk patterns involved with this space and is now poised to deploy significant funds to aid these business grow. Genesis has been an innovator in lease funding for the numerous kinds of equipment utilized in this industry. We have just recently developed and put into place new scoring rules allowing for all types of M.D. practices to acquire equipment along with working capital at a fiscal time when banks are still unwilling to lend money. We are committed to further developing a number of new and existent lease programs to handle the continuous developments of technology and growth in this area and continuously raised volume in all sections of the industry. Our new guidelines geared towards MD practitioners and invite them to obtain funding for equipment as well as simple working capital cash infusions to be used in all elements of their business.

New innovations in the technology during the last several years have determined the need for optional types of funding for the industry. Genesis has experienced great success in the Health care industry and it is currently our quickest growing divisions. Quite a few of our account executives have backgrounds in the Health care industry through either former work history or other studies. Our credit team is furthermore encouraged to research the new breakthroughs in the market by reading and keeping up with trade publications, frequenting industry seminars and trade events, and quite often interviewing current manufacturers and vendors for insights into the future of the healthcare industry.

Our current clients include a growing selection of home healthcare companies, physicians, dentists, research centers, surgery centers, chiropractors, sports medicine facilities, rehab facilities, laboratories, rental agencies, etc. Our primary concentrate on vendor/supplier and manufacturer representation has contributed to the rapid increase of our Healthcare Division. Improvements in technology have mandated companies to constantly upgrade outdated equipment and have also spurred increased business for our Healthcare Division. We also take pride in our specialized focus by being qualified to offer leasing to allow companies to acquire used equipment at less costly prices. Many up-and-coming small to mid-size companies discover that the most recent technology may be more than they can afford and we can certainly help in lining up funds for equipment that is used but may still be a step up for them. With our network of suppliers we can help locate medical equipment with respect to our clients that may not have the resources at their fingertips to find what they need.

Across the nation, companies inside the Healthcare industry find that a strong financial partnership is vital to thriving operation and growth. Doctors won't be competent to compete in the marketplace without bringing up-to-date their equipment or other regions of their business that require having cash on hand. We make that concept simple and easy for them. With an application only program for both lease funding and working capital in addition to new credit scoring guidelines we are able to fulfill all of their financing needs in an easy and economical manner.

 

Genesis Commercial Capital Shares Recent Growth Information Regarding The Portfolio Servicing Division

Genesis Commercial Capital has been focused on third party end of term portfolio management for almost ten years now and also have recently began to aggressively market service arrangements in this space to new consumers. Our core consumer group primarily is made up of established and recognized lease funding originators that are looking to grown originations while using an outside specialty source like Genesis as their go to partner for collections, processing, accounting, re-marketing, and customer service. Most recently Genesis has contracted out with Hampton Sierra to service their current end of term portfolio holdings. Genesis has managed servicing arrangements totaling over $80 million for a variety of leasing/finance companies and has fairly recently widened their financial portfolio services management team to take on additional contracts. With an infrastructure based on the newest technology in addition to a team of qualified experts in all aspects of the equipment leasing arena, Genesis is poised to become the leader in 2011 for end of term servicing.

With Genesis knowledge of equipment and network of remarketing companies they're able to put together servicing arrangements for originators and lessors unmatched by anyone else in the industry. Genesis provides efficient, comprehensive and cost-effective management and accounting services for small to mid size lessors/originators who wish to remain focused on the commencement and new bookings side of the business. Most small to mid size originators will not have the foundation in place nor do they have the systems/protocol to maintain an efficient collection and servicing platform for maturity and stream collections. Genesis is able to handle all aspects of the stream and end of term including the challenging task of reviewing risk associated with equipment of all types as well as the re-marketing of a variety of equipment types. Genesis has forged relationships with a few of the nation’s leading equipment sellers, auction houses, equipment brokers, and re-marketing sources and has perfected the challenge of locating buyers of all different types of used equipment in fairly short periods of time.

Another element of servicing that Genesis is focused highly upon is the customer service and customer retention are of the business. This is another added advantage of outsourcing to Genesis the end of term servicing. We think that a powerful servicing company is only successful when the emphasis is just as focused on customer satisfaction. In tough economic times customers will frequently need extremely creative plans and a fresh outlook on the collection process and Genesis brings that to the table as part of our core competency. Customer service needs to be the core of any and all businesses and is it included into each and every part of our process. Our goal is always to set up a management and collection process distinctively intended for each of our clients that inevitably elevates their bottom line and enables them to target what it is they do best, commencing and originating new contracts and leases.

This is an area of our industry that a small number of companies carrying portfolios have practical knowledge in. Genesis and our systems oriented method provide positive final results for the clients. We can consistently surpass our partners expectations with a model emphasizing overall results coupled with a focus on customer satisfaction in any areas.